debt free before the year ends for us!

aishi and i have been on the good track to fix our debts, especially our credit card debts which have, admittedly been the biggest burden to us financially. but we are getting there and before the year ends, we're debt free! yey for us right? we're really happy and couting down the days to our debt free lives and to finally have something more to save for our mini splurges and things for the kids.

i remember the first months when we realized that we're in for a neck deep debt. we had to resort to people who knew credit repair services who would assist us. we badly wanted someone who was an expert in credit repair and someone who would shed light on things that concerns bad credit repair . it really hepls when there's someone to guide you when you're stuck with debts and bad credit. it's better to consult someone in the field rather than figuring out things on your own and there's someone other than your conscience that tells you: hey, you need to save up first. that isn't the most practical purchase, sacrifice your eating out for a while and a whole lot of things that would make you think twice about spending.

it has helped a lot considering we have learned to discuss and decide which ones are worth spending on and which ones can be by passed until we have enough money saved up to make those spontaneous splurges. but for now, we're happy that there's someone out there willig to help to repair credit .

a lesson learned for those shopaholics. =)